Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 109,167,000 | 110,280,000 | 114,508,000 | 117,320,000 |
| Total loans | 69,655,000 | 68,945,000 | 69,436,000 | 72,600,000 |
| Allowance for loan losses | 955,000 | 966,000 | 1,001,000 | 1,080,000 |
| Securities available for sale | 30,547,000 | 32,758,000 | 36,830,000 | 37,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,666,000 | 92,883,000 | 95,655,000 | 98,154,000 |
| Interest-bearing deposits | 82,865,000 | 84,238,000 | 86,876,000 | 85,524,000 |
| Noninterest-bearing deposits | 8,801,000 | 8,645,000 | 8,779,000 | 12,630,000 |
| Equity capital | 7,843,000 | 7,700,000 | 9,164,000 | 9,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,443,000 | 2,901,000 | 4,416,000 | 5,975,000 |
| Interest expense | 520,000 | 1,039,000 | 1,566,000 | 2,054,000 |
| Net interest income | 923,000 | 1,862,000 | 2,850,000 | 3,921,000 |
| Noninterest income | 82,000 | 173,000 | 257,000 | 367,000 |
| Noninterest expense | 586,000 | 1,227,000 | 1,864,000 | 2,553,000 |
| Provision for loan losses | 0 | 195,000 | 230,000 | 320,000 |
| Pretax income | 419,000 | 481,000 | 882,000 | 1,284,000 |
| Income tax | 14,000 | 41,000 | 37,000 | 72,000 |
| Net income | 405,000 | 440,000 | 845,000 | 1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,231,000 | 8,165,000 | 8,469,000 | 8,865,000 |
| Total capital | 9,186,000 | 9,131,000 | 9,470,000 | 9,945,000 |
| Risk-weighted assets | 87,794,000 | 88,255,000 | 89,557,000 | 91,137,000 |