Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 89,885,000 | 96,231,000 | 95,983,000 | 100,756,000 |
| Total loans | 67,003,000 | 73,657,000 | 73,292,000 | 69,007,000 |
| Allowance for loan losses | 820,000 | 815,000 | 824,000 | 833,000 |
| Securities available for sale | 15,727,000 | 16,947,000 | 16,823,000 | 22,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,821,000 | 82,215,000 | 84,820,000 | 90,425,000 |
| Interest-bearing deposits | 73,143,000 | 76,460,000 | 78,832,000 | 80,928,000 |
| Noninterest-bearing deposits | 5,678,000 | 5,755,000 | 5,988,000 | 9,497,000 |
| Equity capital | 7,680,000 | 7,421,000 | 7,682,000 | 7,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,422,000 | 2,960,000 | 4,585,000 | 6,197,000 |
| Interest expense | 858,000 | 1,764,000 | 2,741,000 | 3,687,000 |
| Net interest income | 564,000 | 1,196,000 | 1,844,000 | 2,510,000 |
| Noninterest income | 77,000 | 162,000 | 259,000 | 322,000 |
| Noninterest expense | 521,000 | 1,032,000 | 1,582,000 | 2,132,000 |
| Provision for loan losses | 5,000 | 10,000 | 25,000 | 130,000 |
| Pretax income | 115,000 | 316,000 | 496,000 | 570,000 |
| Income tax | 0 | 3,000 | 13,000 | 31,000 |
| Net income | 115,000 | 313,000 | 483,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,678,000 | 7,776,000 | 7,846,000 | 7,788,000 |
| Total capital | 8,498,000 | 8,591,000 | 8,670,000 | 8,621,000 |
| Risk-weighted assets | 75,209,000 | 81,920,000 | 81,599,000 | 78,763,000 |