Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 83,919,000 | 86,832,000 | 85,756,000 | 89,002,000 |
| Total loans | 70,850,000 | 69,757,000 | 68,009,000 | 63,700,000 |
| Allowance for loan losses | 820,000 | 833,000 | 849,000 | 815,000 |
| Securities available for sale | 8,344,000 | 7,794,000 | 9,020,000 | 12,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,512,000 | 75,957,000 | 74,474,000 | 77,908,000 |
| Interest-bearing deposits | 66,433,000 | 69,286,000 | 68,891,000 | 71,393,000 |
| Noninterest-bearing deposits | 5,079,000 | 6,671,000 | 5,583,000 | 6,515,000 |
| Equity capital | 7,568,000 | 7,517,000 | 7,841,000 | 7,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,345,000 | 2,714,000 | 4,131,000 | 5,556,000 |
| Interest expense | 650,000 | 1,356,000 | 2,137,000 | 2,960,000 |
| Net interest income | 695,000 | 1,358,000 | 1,994,000 | 2,596,000 |
| Noninterest income | 93,000 | 171,000 | 241,000 | 351,000 |
| Noninterest expense | 495,000 | 1,000,000 | 1,482,000 | 2,088,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 278,000 | 499,000 | 708,000 | 804,000 |
| Income tax | 19,000 | 30,000 | 45,000 | 37,000 |
| Net income | 259,000 | 469,000 | 663,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,562,000 | 7,670,000 | 7,757,000 | 7,710,000 |
| Total capital | 8,382,000 | 8,503,000 | 8,606,000 | 8,525,000 |
| Risk-weighted assets | 73,994,000 | 74,131,000 | 73,783,000 | 72,115,000 |