Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 69,624,000 | 71,828,000 | 72,917,000 | 74,365,000 |
| Total loans | 48,982,000 | 53,401,000 | 54,446,000 | 53,583,000 |
| Allowance for loan losses | 603,000 | 620,000 | 626,000 | 632,000 |
| Securities available for sale | 9,610,000 | 8,310,000 | 7,336,000 | 10,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,599,000 | 61,444,000 | 62,550,000 | 63,856,000 |
| Interest-bearing deposits | 55,176,000 | 55,943,000 | 57,839,000 | 59,303,000 |
| Noninterest-bearing deposits | 4,423,000 | 5,501,000 | 4,711,000 | 4,553,000 |
| Equity capital | 6,050,000 | 6,349,000 | 6,371,000 | 6,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,948,000 | 2,968,000 | 3,987,000 |
| Interest expense | 471,000 | 926,000 | 1,365,000 | 1,774,000 |
| Net interest income | 492,000 | 1,022,000 | 1,603,000 | 2,213,000 |
| Noninterest income | 66,000 | 124,000 | 183,000 | 253,000 |
| Noninterest expense | 377,000 | 776,000 | 1,176,000 | 1,581,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 246,000 | 419,000 | 644,000 | 918,000 |
| Income tax | 5,000 | 8,000 | 11,000 | 13,000 |
| Net income | 241,000 | 411,000 | 633,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,754,000 | 5,877,000 | 6,039,000 | 6,211,000 |
| Total capital | 6,357,000 | 6,497,000 | 6,665,000 | 6,843,000 |
| Risk-weighted assets | 53,904,000 | 57,198,000 | 58,741,000 | 58,489,000 |