Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 59,005,000 | 68,621,000 | 65,740,000 | 69,713,000 |
| Total loans | 42,861,000 | 47,396,000 | 49,064,000 | 48,834,000 |
| Allowance for loan losses | 579,000 | 591,000 | 606,000 | 603,000 |
| Securities available for sale | 9,484,000 | 9,505,000 | 10,282,000 | 12,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,839,000 | 60,347,000 | 57,120,000 | 59,862,000 |
| Interest-bearing deposits | 46,541,000 | 54,384,000 | 53,686,000 | 55,080,000 |
| Noninterest-bearing deposits | 4,298,000 | 5,963,000 | 3,434,000 | 4,782,000 |
| Equity capital | 5,239,000 | 5,445,000 | 5,766,000 | 5,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,930,000 | 2,973,000 | 4,005,000 |
| Interest expense | 497,000 | 1,007,000 | 1,526,000 | 2,038,000 |
| Net interest income | 432,000 | 923,000 | 1,447,000 | 1,967,000 |
| Noninterest income | 65,000 | 118,000 | 168,000 | 242,000 |
| Noninterest expense | 332,000 | 696,000 | 1,061,000 | 1,458,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 194,000 | 406,000 | 608,000 | 790,000 |
| Income tax | 8,000 | 16,000 | 22,000 | 29,000 |
| Net income | 186,000 | 390,000 | 586,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,139,000 | 5,298,000 | 5,443,000 | 5,558,000 |
| Total capital | 5,713,000 | 5,889,000 | 6,049,000 | 6,161,000 |
| Risk-weighted assets | 46,676,000 | 52,464,000 | 53,784,000 | 54,500,000 |