Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,278,000 | 55,126,000 | 54,698,000 | 58,621,000 |
| Total loans | 37,603,000 | 38,744,000 | 40,585,000 | 40,336,000 |
| Allowance for loan losses | 575,000 | 583,000 | 577,000 | 563,000 |
| Securities available for sale | 11,242,000 | 9,742,000 | 9,838,000 | 9,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,454,000 | 47,699,000 | 46,939,000 | 50,311,000 |
| Interest-bearing deposits | 44,121,000 | 43,797,000 | 43,570,000 | 46,444,000 |
| Noninterest-bearing deposits | 3,333,000 | 3,902,000 | 3,369,000 | 3,867,000 |
| Equity capital | 4,957,000 | 5,047,000 | 5,299,000 | 5,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 2,025,000 | 3,032,000 | 4,006,000 |
| Interest expense | 613,000 | 1,217,000 | 1,792,000 | 2,331,000 |
| Net interest income | 397,000 | 808,000 | 1,240,000 | 1,675,000 |
| Noninterest income | 50,000 | 97,000 | 149,000 | 201,000 |
| Noninterest expense | 283,000 | 576,000 | 864,000 | 1,200,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 148,000 | 325,000 | 512,000 | 654,000 |
| Income tax | 3,000 | 6,000 | 14,000 | 35,000 |
| Net income | 145,000 | 319,000 | 498,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,707,000 | 4,827,000 | 4,957,000 | 4,988,000 |
| Total capital | 5,217,000 | 5,341,000 | 5,489,000 | 5,539,000 |
| Risk-weighted assets | 40,734,000 | 41,081,000 | 42,476,000 | 44,060,000 |