Call reports 2009
EUROBANK — 2009
What EUROBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,899,809,000 | 2,737,377,000 | 2,806,124,000 | 2,561,343,000 |
| Total loans | 1,731,818,000 | 1,695,127,000 | 1,618,403,000 | 1,547,058,000 |
| Allowance for loan losses | 29,015,000 | 28,943,000 | 29,169,000 | 33,246,000 |
| Securities available for sale | 691,913,000 | 577,459,000 | 814,445,000 | 761,490,000 |
| Securities held to maturity | 120,511,000 | 110,202,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,209,564,000 | 2,078,707,000 | 2,152,443,000 | 1,970,724,000 |
| Interest-bearing deposits | 2,103,599,000 | 1,977,976,000 | 2,050,970,000 | 1,871,494,000 |
| Noninterest-bearing deposits | 105,965,000 | 100,731,000 | 101,473,000 | 99,229,000 |
| Equity capital | 168,007,000 | 160,076,000 | 159,153,000 | 97,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 36,199,000 | 69,547,000 | 101,122,000 | 128,010,000 |
| Interest expense | 21,928,000 | 43,264,000 | 64,098,000 | 83,916,000 |
| Net interest income | 14,271,000 | 26,283,000 | 37,024,000 | 44,094,000 |
| Noninterest income | 2,591,000 | 4,677,000 | 7,401,000 | 9,797,000 |
| Noninterest expense | 12,354,000 | 28,449,000 | 42,578,000 | 57,335,000 |
| Provision for loan losses | 5,689,000 | 18,396,000 | 35,984,000 | 64,165,000 |
| Pretax income | 2,048,000 | -11,805,000 | -20,917,000 | -50,725,000 |
| Income tax | -1,249,000 | -3,800,000 | -5,706,000 | 20,250,000 |
| Net income | 3,297,000 | -8,005,000 | -15,211,000 | -70,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 181,766,000 | 160,535,000 | 154,403,000 | 117,136,000 |
| Total capital | 207,373,000 | 184,329,000 | 176,404,000 | 137,842,000 |
| Risk-weighted assets | 2,045,054,000 | 1,898,313,000 | 1,752,870,000 | 1,643,882,000 |