Call reports 2007
EUROBANK — 2007
What EUROBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,431,989,000 | 2,458,137,000 | 2,559,960,000 | 2,750,773,000 |
| Total loans | 1,761,488,000 | 1,809,066,000 | 1,844,640,000 | 1,858,579,000 |
| Allowance for loan losses | 20,354,000 | 20,512,000 | 26,131,000 | 28,137,000 |
| Securities available for sale | 508,428,000 | 471,361,000 | 544,784,000 | 707,104,000 |
| Securities held to maturity | 37,086,000 | 35,160,000 | 32,892,000 | 30,845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,825,108,000 | 1,877,321,000 | 1,964,694,000 | 1,993,905,000 |
| Interest-bearing deposits | 1,692,189,000 | 1,745,949,000 | 1,838,506,000 | 1,872,964,000 |
| Noninterest-bearing deposits | 132,919,000 | 131,372,000 | 126,188,000 | 120,941,000 |
| Equity capital | 175,186,000 | 174,804,000 | 178,545,000 | 199,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 42,314,000 | 85,263,000 | 128,998,000 | 173,325,000 |
| Interest expense | 24,823,000 | 49,895,000 | 76,076,000 | 103,730,000 |
| Net interest income | 17,491,000 | 35,368,000 | 52,922,000 | 69,595,000 |
| Noninterest income | 1,767,000 | 3,730,000 | 5,798,000 | 8,091,000 |
| Noninterest expense | 12,066,000 | 24,253,000 | 36,528,000 | 47,940,000 |
| Provision for loan losses | 5,279,000 | 8,873,000 | 18,467,000 | 25,348,000 |
| Pretax income | 1,913,000 | 5,972,000 | 3,725,000 | 4,398,000 |
| Income tax | 238,000 | 1,288,000 | -123,000 | -359,000 |
| Net income | 1,675,000 | 4,684,000 | 3,848,000 | 4,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,141,000 | 182,734,000 | 181,465,000 | 198,057,000 |
| Total capital | 200,863,000 | 203,626,000 | 206,887,000 | 224,137,000 |
| Risk-weighted assets | 1,940,121,000 | 1,992,869,000 | 2,032,681,000 | 2,083,990,000 |