Call reports 2006
EUROBANK — 2006
What EUROBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,371,219,000 | 2,449,866,000 | 2,499,930,000 | 2,500,164,000 |
| Total loans | 1,623,402,000 | 1,669,803,000 | 1,707,075,000 | 1,750,838,000 |
| Allowance for loan losses | 18,410,000 | 18,064,000 | 18,400,000 | 18,937,000 |
| Securities available for sale | 627,096,000 | 620,584,000 | 614,061,000 | 535,159,000 |
| Securities held to maturity | 41,358,000 | 40,396,000 | 39,323,000 | 38,433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,721,474,000 | 1,743,639,000 | 1,746,160,000 | 1,905,831,000 |
| Interest-bearing deposits | 1,588,631,000 | 1,600,984,000 | 1,616,844,000 | 1,765,035,000 |
| Noninterest-bearing deposits | 132,843,000 | 142,655,000 | 129,316,000 | 140,796,000 |
| Equity capital | 142,955,000 | 140,468,000 | 151,619,000 | 171,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 37,783,000 | 77,597,000 | 119,447,000 | 162,147,000 |
| Interest expense | 19,889,000 | 42,096,000 | 66,838,000 | 92,956,000 |
| Net interest income | 17,894,000 | 35,501,000 | 52,609,000 | 69,191,000 |
| Noninterest income | 2,249,000 | 4,690,000 | 6,313,000 | 8,350,000 |
| Noninterest expense | 10,997,000 | 21,480,000 | 32,942,000 | 43,115,000 |
| Provision for loan losses | 3,390,000 | 7,550,000 | 11,629,000 | 16,903,000 |
| Pretax income | 5,756,000 | 11,161,000 | 14,351,000 | 16,431,000 |
| Income tax | 2,020,000 | 4,405,000 | 4,861,000 | 6,182,000 |
| Net income | 3,736,000 | 6,756,000 | 9,490,000 | 10,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,938,000 | 157,461,000 | 159,652,000 | 178,872,000 |
| Total capital | 193,573,000 | 195,806,000 | 198,395,000 | 198,180,000 |
| Risk-weighted assets | 1,787,139,000 | 1,874,812,000 | 1,900,378,000 | 1,956,316,000 |