Call reports 2002
EUROBANK — 2002
What EUROBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 666,817,000 | 753,787,000 | 848,223,000 | 1,033,878,000 |
| Total loans | 513,879,000 | 574,895,000 | 638,623,000 | 766,935,000 |
| Allowance for loan losses | 4,680,000 | 4,790,000 | 5,480,000 | 7,593,000 |
| Securities available for sale | 99,711,000 | 103,249,000 | 123,734,000 | 145,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 523,027,000 | 602,923,000 | 695,267,000 | 843,045,000 |
| Interest-bearing deposits | 458,468,000 | 521,708,000 | 604,290,000 | 757,251,000 |
| Noninterest-bearing deposits | 64,559,000 | 81,215,000 | 90,977,000 | 85,794,000 |
| Equity capital | 48,234,000 | 50,861,000 | 53,368,000 | 68,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 11,656,000 | 24,946,000 | 39,292,000 | 54,968,000 |
| Interest expense | 5,396,000 | 11,420,000 | 17,934,000 | 25,109,000 |
| Net interest income | 6,260,000 | 13,526,000 | 21,358,000 | 29,859,000 |
| Noninterest income | 971,000 | 2,059,000 | 3,015,000 | 4,020,000 |
| Noninterest expense | 4,912,000 | 10,484,000 | 15,645,000 | 21,919,000 |
| Provision for loan losses | 773,000 | 1,313,000 | 2,319,000 | 4,884,000 |
| Pretax income | 1,546,000 | 3,788,000 | 6,409,000 | 7,076,000 |
| Income tax | 458,000 | 1,176,000 | 2,017,000 | 2,724,000 |
| Net income | 1,088,000 | 2,612,000 | 4,392,000 | 5,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,597,000 | 50,120,000 | 52,000,000 | 64,384,000 |
| Total capital | 78,348,000 | 79,975,000 | 82,545,000 | 104,245,000 |
| Risk-weighted assets | 552,834,000 | 622,863,000 | 701,923,000 | 823,645,000 |