Call reports 2001
EUROBANK — 2001
What EUROBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 499,274,000 | 529,232,000 | 559,169,000 | 607,705,000 |
| Total loans | 339,175,000 | 385,436,000 | 427,269,000 | 458,680,000 |
| Allowance for loan losses | 3,312,000 | 3,699,000 | 4,076,000 | 4,513,000 |
| Securities available for sale | 120,793,000 | 95,165,000 | 88,259,000 | 88,708,000 |
| Securities held to maturity | 225,000 | 225,000 | 225,000 | 225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,020,000 | 437,188,000 | 469,675,000 | 485,597,000 |
| Interest-bearing deposits | 318,296,000 | 376,190,000 | 401,853,000 | 414,939,000 |
| Noninterest-bearing deposits | 58,724,000 | 60,998,000 | 67,822,000 | 70,658,000 |
| Equity capital | 37,794,000 | 38,981,000 | 44,803,000 | 47,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,465,000 | 21,550,000 | 33,302,000 | 44,590,000 |
| Interest expense | 5,263,000 | 10,777,000 | 16,229,000 | 21,379,000 |
| Net interest income | 5,202,000 | 10,773,000 | 17,073,000 | 23,211,000 |
| Noninterest income | 839,000 | 1,758,000 | 2,659,000 | 4,529,000 |
| Noninterest expense | 3,995,000 | 8,198,000 | 12,674,000 | 17,607,000 |
| Provision for loan losses | 536,000 | 1,087,000 | 1,765,000 | 2,377,000 |
| Pretax income | 1,670,000 | 3,441,000 | 5,488,000 | 7,951,000 |
| Income tax | 386,000 | 916,000 | 1,540,000 | 2,147,000 |
| Net income | 1,284,000 | 2,525,000 | 3,948,000 | 5,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,305,000 | 38,670,000 | 43,530,000 | 47,443,000 |
| Total capital | 40,617,000 | 42,369,000 | 47,606,000 | 75,677,000 |
| Risk-weighted assets | 370,356,000 | 405,327,000 | 447,079,000 | 500,383,000 |