Call reports 2004
FIRST NATIONAL BANK OF SLIPPERY ROCK, THE — 2004
What FIRST NATIONAL BANK OF SLIPPERY ROCK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 334,077,000 | 329,962,000 | 332,178,000 |
| Total loans | 201,025,000 | 199,845,000 | 189,927,000 |
| Allowance for loan losses | 3,133,000 | 5,522,000 | 4,603,000 |
| Securities available for sale | 80,485,000 | 86,506,000 | 81,185,000 |
| Securities held to maturity | 425,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 265,288,000 | 264,369,000 | 262,976,000 |
| Interest-bearing deposits | 216,345,000 | 212,728,000 | 211,146,000 |
| Noninterest-bearing deposits | 48,943,000 | 51,641,000 | 51,830,000 |
| Equity capital | 31,361,000 | 28,621,000 | 28,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 3,947,000 | 7,790,000 | 11,495,000 |
| Interest expense | 1,400,000 | 2,779,000 | 4,141,000 |
| Net interest income | 2,547,000 | 5,011,000 | 7,354,000 |
| Noninterest income | 808,000 | 1,512,000 | 1,982,000 |
| Noninterest expense | 2,822,000 | 5,506,000 | 8,536,000 |
| Provision for loan losses | 150,000 | 2,617,000 | 2,767,000 |
| Pretax income | 383,000 | -1,600,000 | -1,967,000 |
| Income tax | 58,000 | -687,000 | -868,000 |
| Net income | 325,000 | -913,000 | -1,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 30,216,000 | 28,365,000 | 28,182,000 |
| Total capital | 32,840,000 | 30,973,000 | 30,696,000 |
| Risk-weighted assets | 209,359,000 | 205,642,000 | 198,980,000 |