Call reports 2003
FIRST NATIONAL BANK OF SLIPPERY ROCK, THE — 2003
What FIRST NATIONAL BANK OF SLIPPERY ROCK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 337,794,000 | 343,145,000 | 344,681,000 | 335,004,000 |
| Total loans | 223,205,000 | 219,942,000 | 227,000,000 | 209,184,000 |
| Allowance for loan losses | 2,916,000 | 2,981,000 | 3,456,000 | 3,106,000 |
| Securities available for sale | 67,286,000 | 69,816,000 | 77,493,000 | 79,945,000 |
| Securities held to maturity | 2,546,000 | 425,000 | 425,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,397,000 | 274,100,000 | 275,626,000 | 267,204,000 |
| Interest-bearing deposits | 220,152,000 | 220,165,000 | 222,905,000 | 218,527,000 |
| Noninterest-bearing deposits | 48,245,000 | 53,935,000 | 52,721,000 | 48,677,000 |
| Equity capital | 32,062,000 | 32,364,000 | 31,366,000 | 31,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,651,000 | 9,041,000 | 13,410,000 | 17,556,000 |
| Interest expense | 1,721,000 | 3,334,000 | 4,871,000 | 6,329,000 |
| Net interest income | 2,930,000 | 5,707,000 | 8,539,000 | 11,227,000 |
| Noninterest income | 1,119,000 | 2,454,000 | 3,101,000 | 3,998,000 |
| Noninterest expense | 2,687,000 | 5,272,000 | 7,913,000 | 10,511,000 |
| Provision for loan losses | 150,000 | 300,000 | 1,100,000 | 1,519,000 |
| Pretax income | 1,260,000 | 2,841,000 | 2,879,000 | 3,447,000 |
| Income tax | 379,000 | 867,000 | 805,000 | 928,000 |
| Net income | 881,000 | 1,974,000 | 2,074,000 | 2,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,177,000 | 30,477,000 | 30,193,000 | 30,211,000 |
| Total capital | 32,855,000 | 33,220,000 | 33,004,000 | 32,902,000 |
| Risk-weighted assets | 213,985,000 | 219,227,000 | 224,198,000 | 214,805,000 |