Call reports 2008
BLC BANK NATIONAL ASSOCIATION — 2008
What BLC BANK NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 3,178,636,000 | 3,653,747,000 |
| Total loans | 2,004,115,000 | 2,219,168,000 |
| Allowance for loan losses | 27,177,000 | 42,589,000 |
| Securities available for sale | 350,267,000 | 349,566,000 |
| Securities held to maturity | 4,936,000 | 115,000 |
| Trading assets | 0 | 0 |
| Total deposits | 2,721,360,000 | 2,642,519,000 |
| Interest-bearing deposits | 2,428,815,000 | 2,358,625,000 |
| Noninterest-bearing deposits | 292,545,000 | 283,894,000 |
| Equity capital | 228,578,000 | 862,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 41,022,000 | 38,368,000 |
| Interest expense | 23,747,000 | 13,159,000 |
| Net interest income | 17,275,000 | 25,209,000 |
| Noninterest income | 15,918,000 | 15,176,000 |
| Noninterest expense | 39,741,000 | 27,991,000 |
| Provision for loan losses | 80,000 | 25,658,000 |
| Pretax income | -6,164,000 | -13,264,000 |
| Income tax | -3,144,000 | -5,514,000 |
| Net income | -3,020,000 | -7,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 124,590,000 | 176,447,000 |
| Total capital | 152,375,000 | 253,319,000 |
| Risk-weighted assets | 2,262,250,000 | 2,131,747,000 |