Call reports 2007
BLC BANK NATIONAL ASSOCIATION — 2007
What BLC BANK NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,917,603,000 | 3,188,406,000 | 3,175,554,000 | 3,225,163,000 |
| Total loans | 1,510,598,000 | 2,134,382,000 | 2,084,386,000 | 2,051,667,000 |
| Allowance for loan losses | 15,438,000 | 43,471,000 | 24,032,000 | 30,599,000 |
| Securities available for sale | 172,039,000 | 421,457,000 | 412,566,000 | 399,114,000 |
| Securities held to maturity | 9,719,000 | 7,829,000 | 7,003,000 | 5,943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,423,943,000 | 2,600,827,000 | 2,694,482,000 | 2,747,266,000 |
| Interest-bearing deposits | 1,252,756,000 | 2,275,683,000 | 2,404,903,000 | 2,461,201,000 |
| Noninterest-bearing deposits | 171,187,000 | 325,144,000 | 289,579,000 | 286,065,000 |
| Equity capital | 202,789,000 | 257,253,000 | 227,548,000 | 228,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 36,434,000 | 101,628,000 | 133,266,000 | 178,327,000 |
| Interest expense | 13,875,000 | 47,180,000 | 71,760,000 | 97,636,000 |
| Net interest income | 22,559,000 | 54,448,000 | 61,506,000 | 80,691,000 |
| Noninterest income | 13,916,000 | 31,965,000 | 48,111,000 | 64,665,000 |
| Noninterest expense | 20,707,000 | 328,963,000 | 109,065,000 | 144,737,000 |
| Provision for loan losses | 1,420,000 | 21,082,000 | 7,056,000 | 11,113,000 |
| Pretax income | 14,764,000 | -260,262,000 | -3,134,000 | -7,127,000 |
| Income tax | 4,890,000 | -92,106,000 | -3,248,000 | -5,603,000 |
| Net income | 9,874,000 | -168,156,000 | 114,000 | -1,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,056,000 | 203,749,000 | 132,816,000 | 126,590,000 |
| Total capital | 199,908,000 | 235,345,000 | 157,631,000 | 155,867,000 |
| Risk-weighted assets | 1,750,626,000 | 2,514,830,000 | 2,395,512,000 | 2,340,808,000 |