Call reports 2006
BLC BANK NATIONAL ASSOCIATION — 2006
What BLC BANK NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,822,746,000 | 1,870,296,000 | 1,888,204,000 | 1,722,498,000 |
| Total loans | 1,373,108,000 | 1,426,558,000 | 1,441,031,000 | 1,182,486,000 |
| Allowance for loan losses | 13,908,000 | 14,287,000 | 14,449,000 | 13,501,000 |
| Securities available for sale | 196,500,000 | 183,201,000 | 180,402,000 | 176,869,000 |
| Securities held to maturity | 12,752,000 | 12,291,000 | 11,416,000 | 11,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,295,170,000 | 1,336,915,000 | 1,422,000,000 | 1,471,274,000 |
| Interest-bearing deposits | 1,112,146,000 | 1,148,809,000 | 1,239,244,000 | 1,271,528,000 |
| Noninterest-bearing deposits | 183,024,000 | 188,106,000 | 182,756,000 | 199,746,000 |
| Equity capital | 200,718,000 | 202,949,000 | 205,181,000 | -2,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 31,938,000 | 65,607,000 | 100,756,000 | 93,050,000 |
| Interest expense | 10,515,000 | 22,327,000 | 35,378,000 | 49,149,000 |
| Net interest income | 21,423,000 | 43,280,000 | 65,378,000 | 43,901,000 |
| Noninterest income | 12,303,000 | 25,202,000 | 38,422,000 | 51,467,000 |
| Noninterest expense | 19,828,000 | 40,045,000 | 60,786,000 | 87,522,000 |
| Provision for loan losses | 450,000 | 967,000 | 1,478,000 | 14,535,000 |
| Pretax income | 13,588,000 | 27,685,000 | 42,010,000 | -5,942,000 |
| Income tax | 4,452,000 | 9,095,000 | 13,849,000 | -4,212,000 |
| Net income | 9,136,000 | 18,590,000 | 28,161,000 | -1,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,047,000 | 183,709,000 | 184,536,000 | 0 |
| Total capital | 196,453,000 | 200,201,000 | 201,020,000 | 0 |
| Risk-weighted assets | 1,602,180,000 | 1,667,331,000 | 1,699,024,000 | 1,478,464,000 |