Call reports 2002
BLC BANK NATIONAL ASSOCIATION — 2002
What BLC BANK NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,339,012,000 | 1,369,297,000 | 1,402,843,000 | 1,381,705,000 |
| Total loans | 809,248,000 | 809,495,000 | 847,184,000 | 850,706,000 |
| Allowance for loan losses | 8,664,000 | 9,031,000 | 8,943,000 | 9,467,000 |
| Securities available for sale | 283,115,000 | 288,998,000 | 317,820,000 | 310,337,000 |
| Securities held to maturity | 33,790,000 | 32,663,000 | 29,337,000 | 28,082,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,024,533,000 | 1,024,789,000 | 1,046,152,000 | 1,066,676,000 |
| Interest-bearing deposits | 876,966,000 | 887,336,000 | 901,768,000 | 920,915,000 |
| Noninterest-bearing deposits | 147,567,000 | 137,453,000 | 144,384,000 | 145,761,000 |
| Equity capital | 132,795,000 | 140,639,000 | 145,729,000 | 148,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 18,821,000 | 39,335,000 | 60,103,000 | 81,033,000 |
| Interest expense | 7,669,000 | 15,450,000 | 23,139,000 | 30,238,000 |
| Net interest income | 11,152,000 | 23,885,000 | 36,964,000 | 50,795,000 |
| Noninterest income | 9,087,000 | 19,106,000 | 28,642,000 | 39,128,000 |
| Noninterest expense | 15,225,000 | 32,297,000 | 48,619,000 | 65,201,000 |
| Provision for loan losses | 192,000 | 749,000 | 941,000 | 1,944,000 |
| Pretax income | 4,762,000 | 9,344,000 | 15,908,000 | 22,652,000 |
| Income tax | 1,213,000 | 1,236,000 | 3,125,000 | 5,039,000 |
| Net income | 3,549,000 | 8,108,000 | 12,783,000 | 17,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,081,000 | 114,952,000 | 117,469,000 | 120,123,000 |
| Total capital | 120,292,000 | 125,536,000 | 127,679,000 | 131,027,000 |
| Risk-weighted assets | 1,092,081,000 | 1,122,844,000 | 1,193,737,000 | 1,126,522,000 |