Call reports 2001
BLC BANK NATIONAL ASSOCIATION — 2001
What BLC BANK NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,098,940,000 | 1,122,868,000 | 1,127,841,000 | 1,198,811,000 |
| Total loans | 659,696,000 | 678,846,000 | 675,365,000 | 700,876,000 |
| Allowance for loan losses | 6,694,000 | 6,741,000 | 7,275,000 | 7,141,000 |
| Securities available for sale | 252,825,000 | 248,810,000 | 290,975,000 | 289,289,000 |
| Securities held to maturity | 42,300,000 | 39,955,000 | 37,335,000 | 35,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 918,364,000 | 928,846,000 | 936,776,000 | 975,728,000 |
| Interest-bearing deposits | 799,523,000 | 808,360,000 | 819,316,000 | 844,297,000 |
| Noninterest-bearing deposits | 118,841,000 | 120,486,000 | 117,460,000 | 131,431,000 |
| Equity capital | 91,380,000 | 92,545,000 | 97,157,000 | 96,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 17,663,000 | 35,380,000 | 53,215,000 | 70,831,000 |
| Interest expense | 9,243,000 | 18,249,000 | 26,831,000 | 34,621,000 |
| Net interest income | 8,420,000 | 17,131,000 | 26,384,000 | 36,210,000 |
| Noninterest income | 8,055,000 | 16,414,000 | 25,018,000 | 34,260,000 |
| Noninterest expense | 12,406,000 | 25,411,000 | 38,631,000 | 53,072,000 |
| Provision for loan losses | 257,000 | 727,000 | 992,000 | 1,097,000 |
| Pretax income | 3,812,000 | 8,314,000 | 12,686,000 | 17,315,000 |
| Income tax | 775,000 | 1,791,000 | 2,808,000 | 3,881,000 |
| Net income | 3,037,000 | 6,523,000 | 9,878,000 | 13,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,900,000 | 86,341,000 | 88,342,000 | 90,224,000 |
| Total capital | 94,223,000 | 94,274,000 | 96,896,000 | 98,674,000 |
| Risk-weighted assets | 924,598,000 | 917,953,000 | 948,263,000 | 983,695,000 |