Call reports 2001
GRANITE NATIONAL BANK — 2001
What GRANITE NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 3,933,000 | 4,245,000 | 4,841,000 | 5,687,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 3,374,000 | 3,755,000 | 4,341,000 | 4,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,000 | 100,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 100,000 | 100,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,505,000 | 3,842,000 | 4,020,000 | 4,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 41,000 | 77,000 | 109,000 | 135,000 |
| Interest expense | 1,000 | 3,000 | 6,000 | 12,000 |
| Net interest income | 40,000 | 74,000 | 103,000 | 123,000 |
| Noninterest income | 1,177,000 | 2,444,000 | 3,770,000 | 5,588,000 |
| Noninterest expense | 701,000 | 1,492,000 | 2,575,000 | 3,458,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 516,000 | 1,026,000 | 1,298,000 | 2,253,000 |
| Income tax | 187,000 | 360,000 | 454,000 | 789,000 |
| Net income | 329,000 | 666,000 | 844,000 | 1,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,505,000 | 3,842,000 | 4,020,000 | 4,640,000 |
| Total capital | 3,505,000 | 3,842,000 | 4,020,000 | 4,640,000 |
| Risk-weighted assets | 3,930,000 | 4,243,000 | 4,837,000 | 5,683,000 |