Call reports 2001
SEA ISLAND BANK — 2001
What SEA ISLAND BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 196,686,000 | 198,251,000 | 197,142,000 | 196,516,000 |
| Total loans | 140,767,000 | 144,607,000 | 149,062,000 | 150,946,000 |
| Allowance for loan losses | 1,955,000 | 2,012,000 | 2,036,000 | 2,088,000 |
| Securities available for sale | 43,952,000 | 40,397,000 | 33,533,000 | 30,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,494,000 | 160,851,000 | 157,251,000 | 159,669,000 |
| Interest-bearing deposits | 140,264,000 | 131,817,000 | 127,366,000 | 127,565,000 |
| Noninterest-bearing deposits | 29,230,000 | 29,034,000 | 29,885,000 | 32,104,000 |
| Equity capital | 15,363,000 | 15,445,000 | 15,915,000 | 16,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,023,000 | 7,942,000 | 11,728,000 | 15,181,000 |
| Interest expense | 1,871,000 | 3,606,000 | 5,005,000 | 6,005,000 |
| Net interest income | 2,152,000 | 4,336,000 | 6,723,000 | 9,176,000 |
| Noninterest income | 420,000 | 802,000 | 1,228,000 | 1,731,000 |
| Noninterest expense | 1,347,000 | 2,665,000 | 4,011,000 | 5,224,000 |
| Provision for loan losses | 98,000 | 195,000 | 241,000 | 371,000 |
| Pretax income | 1,127,000 | 2,306,000 | 3,727,000 | 5,382,000 |
| Income tax | 387,000 | 793,000 | 1,298,000 | 1,896,000 |
| Net income | 740,000 | 1,513,000 | 2,429,000 | 3,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,988,000 | 14,997,000 | 15,148,000 | 15,817,000 |
| Total capital | 16,799,000 | 16,868,000 | 17,085,000 | 17,805,000 |
| Risk-weighted assets | 144,730,000 | 149,528,000 | 154,837,000 | 158,927,000 |