Call reports 2015
PINNACLE BANK OF SOUTH CAROLINA — 2015
What PINNACLE BANK OF SOUTH CAROLINA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 153,524,000 | 147,339,000 | 150,939,000 |
| Total loans | 122,862,000 | 121,294,000 | 119,870,000 |
| Allowance for loan losses | 1,881,000 | 1,882,000 | 1,883,000 |
| Securities available for sale | 13,767,000 | 13,259,000 | 12,989,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 122,122,000 | 119,480,000 | 123,753,000 |
| Interest-bearing deposits | 95,437,000 | 90,984,000 | 95,001,000 |
| Noninterest-bearing deposits | 26,685,000 | 28,496,000 | 28,752,000 |
| Equity capital | 20,057,000 | 20,163,000 | 20,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,574,000 | 3,130,000 | 4,695,000 |
| Interest expense | 89,000 | 179,000 | 263,000 |
| Net interest income | 1,485,000 | 2,951,000 | 4,432,000 |
| Noninterest income | 374,000 | 764,000 | 1,047,000 |
| Noninterest expense | 1,714,000 | 3,377,000 | 4,866,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 173,000 | 366,000 | 641,000 |
| Income tax | 8,000 | 8,000 | 8,000 |
| Net income | 165,000 | 358,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 19,770,000 | 19,965,000 | 20,239,000 |
| Total capital | 21,328,000 | 21,516,000 | 21,801,000 |
| Risk-weighted assets | 124,379,000 | 123,755,000 | 124,697,000 |