Call report 2005Q4
HERITAGE BANK — 2005Q4
The 22 measures HERITAGE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 456,375,000 | USD | evidence → |
| Total loans | 325,232,000 | USD | evidence → |
| Allowance for loan losses | 3,088,000 | USD | evidence → |
| Securities available for sale | 79,278,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 352,951,000 | USD | evidence → |
| Interest-bearing deposits | 289,312,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,639,000 | USD | evidence → |
| Equity capital | 34,155,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,663,000 | USD | evidence → |
| Interest expense | 9,590,000 | USD | evidence → |
| Net interest income | 18,073,000 | USD | evidence → |
| Noninterest income | 2,477,000 | USD | evidence → |
| Noninterest expense | 17,776,000 | USD | evidence → |
| Provision for loan losses | 953,000 | USD | evidence → |
| Pretax income | 2,191,000 | USD | evidence → |
| Income tax | 389,000 | USD | evidence → |
| Net income | 1,802,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,094,000 | USD | evidence → |
| Total capital | 38,182,000 | USD | evidence → |
| Risk-weighted assets | 375,059,000 | USD | evidence → |