Call report 2004Q4
HERITAGE BANK — 2004Q4
The 22 measures HERITAGE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 419,240,000 | USD | evidence → |
| Total loans | 290,039,000 | USD | evidence → |
| Allowance for loan losses | 3,553,000 | USD | evidence → |
| Securities available for sale | 80,671,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 344,255,000 | USD | evidence → |
| Interest-bearing deposits | 283,421,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,834,000 | USD | evidence → |
| Equity capital | 32,273,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,428,000 | USD | evidence → |
| Interest expense | 5,951,000 | USD | evidence → |
| Net interest income | 17,477,000 | USD | evidence → |
| Noninterest income | 3,674,000 | USD | evidence → |
| Noninterest expense | 16,774,000 | USD | evidence → |
| Provision for loan losses | 2,045,000 | USD | evidence → |
| Pretax income | 2,300,000 | USD | evidence → |
| Income tax | 433,000 | USD | evidence → |
| Net income | 1,867,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,897,000 | USD | evidence → |
| Total capital | 35,450,000 | USD | evidence → |
| Risk-weighted assets | 338,594,000 | USD | evidence → |