Call report 2003Q4
HERITAGE BANK — 2003Q4
The 22 measures HERITAGE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 397,302,000 | USD | evidence → |
| Total loans | 285,632,000 | USD | evidence → |
| Allowance for loan losses | 2,872,000 | USD | evidence → |
| Securities available for sale | 62,456,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 303,556,000 | USD | evidence → |
| Interest-bearing deposits | 249,904,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,652,000 | USD | evidence → |
| Equity capital | 31,438,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,257,000 | USD | evidence → |
| Interest expense | 6,138,000 | USD | evidence → |
| Net interest income | 17,119,000 | USD | evidence → |
| Noninterest income | 3,110,000 | USD | evidence → |
| Noninterest expense | 16,160,000 | USD | evidence → |
| Provision for loan losses | 2,234,000 | USD | evidence → |
| Pretax income | 1,889,000 | USD | evidence → |
| Income tax | 350,000 | USD | evidence → |
| Net income | 1,539,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,968,000 | USD | evidence → |
| Total capital | 33,840,000 | USD | evidence → |
| Risk-weighted assets | 325,068,000 | USD | evidence → |