Call report 2002Q4
HERITAGE BANK — 2002Q4
The 22 measures HERITAGE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 386,362,000 | USD | evidence → |
| Total loans | 268,548,000 | USD | evidence → |
| Allowance for loan losses | 2,394,000 | USD | evidence → |
| Securities available for sale | 51,122,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 323,161,000 | USD | evidence → |
| Interest-bearing deposits | 273,754,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,407,000 | USD | evidence → |
| Equity capital | 29,645,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,981,000 | USD | evidence → |
| Interest expense | 7,141,000 | USD | evidence → |
| Net interest income | 15,840,000 | USD | evidence → |
| Noninterest income | 2,854,000 | USD | evidence → |
| Noninterest expense | 14,506,000 | USD | evidence → |
| Provision for loan losses | 1,218,000 | USD | evidence → |
| Pretax income | 3,003,000 | USD | evidence → |
| Income tax | 802,000 | USD | evidence → |
| Net income | 2,201,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,150,000 | USD | evidence → |
| Total capital | 31,544,000 | USD | evidence → |
| Risk-weighted assets | 307,889,000 | USD | evidence → |