Call report 2004Q4
STERLING BANK — 2004Q4
The 22 measures STERLING BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 235,349,000 | USD | evidence → |
| Total loans | 208,927,000 | USD | evidence → |
| Allowance for loan losses | 2,089,000 | USD | evidence → |
| Securities available for sale | 9,650,000 | USD | evidence → |
| Securities held to maturity | 5,037,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 198,134,000 | USD | evidence → |
| Interest-bearing deposits | 176,217,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,917,000 | USD | evidence → |
| Equity capital | 19,630,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,559,000 | USD | evidence → |
| Interest expense | 3,573,000 | USD | evidence → |
| Net interest income | 8,986,000 | USD | evidence → |
| Noninterest income | 2,412,000 | USD | evidence → |
| Noninterest expense | 6,109,000 | USD | evidence → |
| Provision for loan losses | 783,000 | USD | evidence → |
| Pretax income | 4,620,000 | USD | evidence → |
| Income tax | 562,000 | USD | evidence → |
| Net income | 4,058,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,648,000 | USD | evidence → |
| Total capital | 21,737,000 | USD | evidence → |
| Risk-weighted assets | 196,797,000 | USD | evidence → |