Call reports 2009
AMERICAN BANK, NATIONAL ASSOCIATION — 2009
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 73,353,000 | 75,223,000 | 72,631,000 | 67,013,000 |
| Total loans | 37,226,000 | 36,025,000 | 36,128,000 | 35,882,000 |
| Allowance for loan losses | 428,000 | 439,000 | 570,000 | 573,000 |
| Securities available for sale | 23,580,000 | 25,412,000 | 23,822,000 | 20,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,852,000 | 68,710,000 | 66,052,000 | 60,663,000 |
| Interest-bearing deposits | 58,237,000 | 59,738,000 | 56,529,000 | 52,133,000 |
| Noninterest-bearing deposits | 8,615,000 | 8,972,000 | 9,523,000 | 8,530,000 |
| Equity capital | 6,307,000 | 6,266,000 | 6,329,000 | 6,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 927,000 | 1,835,000 | 2,748,000 | 3,583,000 |
| Interest expense | 401,000 | 784,000 | 1,140,000 | 1,433,000 |
| Net interest income | 526,000 | 1,051,000 | 1,608,000 | 2,150,000 |
| Noninterest income | 79,000 | 157,000 | 229,000 | 301,000 |
| Noninterest expense | 467,000 | 1,006,000 | 1,556,000 | 2,079,000 |
| Provision for loan losses | 80,000 | 170,000 | 450,000 | 591,000 |
| Pretax income | 143,000 | 177,000 | 215,000 | 243,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 143,000 | 177,000 | 215,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,959,000 | 6,006,000 | 6,042,000 | 6,071,000 |
| Total capital | 6,387,000 | 6,445,000 | 6,509,000 | 6,546,000 |
| Risk-weighted assets | 40,379,000 | 38,870,000 | 37,455,000 | 37,930,000 |