Call reports 2008
AMERICAN BANK, NATIONAL ASSOCIATION — 2008
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 62,141,000 | 61,909,000 | 61,547,000 | 66,593,000 |
| Total loans | 32,151,000 | 31,222,000 | 33,929,000 | 36,059,000 |
| Allowance for loan losses | 332,000 | 330,000 | 409,000 | 410,000 |
| Securities available for sale | 23,399,000 | 24,009,000 | 20,739,000 | 22,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,942,000 | 56,223,000 | 55,560,000 | 60,090,000 |
| Interest-bearing deposits | 45,357,000 | 45,941,000 | 46,775,000 | 52,267,000 |
| Noninterest-bearing deposits | 10,585,000 | 10,282,000 | 8,785,000 | 7,823,000 |
| Equity capital | 5,995,000 | 5,452,000 | 5,757,000 | 6,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,905,000 | 2,850,000 | 3,783,000 |
| Interest expense | 441,000 | 846,000 | 1,220,000 | 1,612,000 |
| Net interest income | 519,000 | 1,059,000 | 1,630,000 | 2,171,000 |
| Noninterest income | 73,000 | 195,000 | 276,000 | 363,000 |
| Noninterest expense | 450,000 | 918,000 | 1,443,000 | 1,976,000 |
| Provision for loan losses | 18,000 | 36,000 | 169,000 | 199,000 |
| Pretax income | 171,000 | 351,000 | 354,000 | 424,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 351,000 | 354,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,561,000 | 5,741,000 | 5,744,000 | 5,814,000 |
| Total capital | 5,893,000 | 6,071,000 | 6,153,000 | 6,224,000 |
| Risk-weighted assets | 34,702,000 | 32,895,000 | 34,031,000 | 35,903,000 |