Call reports 2007
AMERICAN BANK, NATIONAL ASSOCIATION — 2007
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 57,483,000 | 59,410,000 | 59,920,000 | 61,581,000 |
| Total loans | 30,034,000 | 30,720,000 | 30,726,000 | 31,172,000 |
| Allowance for loan losses | 281,000 | 305,000 | 317,000 | 316,000 |
| Securities available for sale | 18,611,000 | 19,818,000 | 20,974,000 | 22,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,292,000 | 54,382,000 | 54,485,000 | 55,868,000 |
| Interest-bearing deposits | 43,243,000 | 44,650,000 | 43,634,000 | 46,294,000 |
| Noninterest-bearing deposits | 9,049,000 | 9,732,000 | 10,851,000 | 9,574,000 |
| Equity capital | 4,996,000 | 4,778,000 | 5,177,000 | 5,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 924,000 | 1,879,000 | 2,849,000 | 3,828,000 |
| Interest expense | 411,000 | 844,000 | 1,290,000 | 1,745,000 |
| Net interest income | 513,000 | 1,035,000 | 1,559,000 | 2,083,000 |
| Noninterest income | 70,000 | 144,000 | 220,000 | 303,000 |
| Noninterest expense | 437,000 | 880,000 | 1,327,000 | 1,826,000 |
| Provision for loan losses | 30,000 | 55,000 | 75,000 | 75,000 |
| Pretax income | 116,000 | 244,000 | 377,000 | 485,000 |
| Income tax | 0 | 48,000 | 48,000 | 0 |
| Net income | 116,000 | 196,000 | 329,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,136,000 | 5,174,000 | 5,283,000 | 5,390,000 |
| Total capital | 5,417,000 | 5,479,000 | 5,600,000 | 5,706,000 |
| Risk-weighted assets | 33,345,000 | 33,660,000 | 33,609,000 | 33,554,000 |