Call reports 2002
AMERICAN BANK, NATIONAL ASSOCIATION — 2002
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,259,000 | 31,317,000 | 33,889,000 | 33,784,000 |
| Total loans | 19,869,000 | 18,668,000 | 19,805,000 | 20,242,000 |
| Allowance for loan losses | 273,000 | 247,000 | 294,000 | 193,000 |
| Securities available for sale | 4,720,000 | 5,803,000 | 5,853,000 | 7,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,205,000 | 27,075,000 | 29,462,000 | 29,364,000 |
| Interest-bearing deposits | 20,328,000 | 20,938,000 | 22,116,000 | 22,160,000 |
| Noninterest-bearing deposits | 10,877,000 | 6,137,000 | 7,346,000 | 7,204,000 |
| Equity capital | 3,952,000 | 4,101,000 | 4,243,000 | 4,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 514,000 | 1,006,000 | 1,513,000 | 2,020,000 |
| Interest expense | 150,000 | 279,000 | 412,000 | 520,000 |
| Net interest income | 364,000 | 727,000 | 1,101,000 | 1,500,000 |
| Noninterest income | 47,000 | 97,000 | 150,000 | 200,000 |
| Noninterest expense | 271,000 | 563,000 | 887,000 | 1,219,000 |
| Provision for loan losses | 24,000 | 48,000 | 64,000 | 64,000 |
| Pretax income | 116,000 | 213,000 | 300,000 | 417,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 116,000 | 213,000 | 300,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,966,000 | 4,064,000 | 4,150,000 | 4,207,000 |
| Total capital | 4,239,000 | 4,311,000 | 4,426,000 | 4,400,000 |
| Risk-weighted assets | 22,200,000 | 20,613,000 | 22,101,000 | 22,363,000 |