Call reports 2025
RIVERSIDE BANK OF DUBLIN — 2025
What RIVERSIDE BANK OF DUBLIN reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 235,192,000 | 235,779,000 | 234,932,000 | 259,517,000 |
| Total loans | 187,063,000 | 193,980,000 | 212,846,000 | 223,700,000 |
| Allowance for loan losses | 1,575,000 | 1,630,000 | 1,795,000 | 1,872,000 |
| Securities available for sale | 8,369,000 | 8,112,000 | 7,841,000 | 7,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,380,000 | 206,577,000 | 205,454,000 | 228,844,000 |
| Interest-bearing deposits | 195,890,000 | 195,253,000 | 192,922,000 | 217,749,000 |
| Noninterest-bearing deposits | 10,490,000 | 11,324,000 | 12,532,000 | 11,095,000 |
| Equity capital | 23,011,000 | 23,379,000 | 23,641,000 | 24,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,269,000 | 6,805,000 | 10,491,000 | 14,320,000 |
| Interest expense | 1,997,000 | 4,070,000 | 6,071,000 | 8,040,000 |
| Net interest income | 1,272,000 | 2,735,000 | 4,420,000 | 6,280,000 |
| Noninterest income | 162,000 | 231,000 | 258,000 | 724,000 |
| Noninterest expense | 1,150,000 | 2,403,000 | 3,687,000 | 5,159,000 |
| Provision for loan losses | 70,000 | 125,000 | 290,000 | 367,000 |
| Pretax income | 214,000 | 438,000 | 701,000 | 1,478,000 |
| Income tax | 45,000 | 92,000 | 147,000 | 310,000 |
| Net income | 169,000 | 346,000 | 554,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,076,000 | 23,374,000 | 23,609,000 | 24,246,000 |