Call reports 2024
RIVERSIDE BANK OF DUBLIN — 2024
What RIVERSIDE BANK OF DUBLIN reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 171,945,000 | 184,223,000 | 211,150,000 | 219,766,000 |
| Total loans | 157,442,000 | 162,052,000 | 164,593,000 | 180,489,000 |
| Allowance for loan losses | 1,435,000 | 1,435,000 | 1,455,000 | 1,505,000 |
| Securities available for sale | 4,736,000 | 4,511,000 | 7,592,000 | 8,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,640,000 | 156,050,000 | 182,578,000 | 191,237,000 |
| Interest-bearing deposits | 134,269,000 | 150,185,000 | 175,615,000 | 184,303,000 |
| Noninterest-bearing deposits | 7,371,000 | 5,865,000 | 6,963,000 | 6,934,000 |
| Equity capital | 22,573,000 | 22,504,000 | 22,788,000 | 22,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,511,000 | 5,087,000 | 8,076,000 | 11,283,000 |
| Interest expense | 1,597,000 | 3,287,000 | 5,241,000 | 7,238,000 |
| Net interest income | 914,000 | 1,800,000 | 2,835,000 | 4,045,000 |
| Noninterest income | 14,000 | 28,000 | 92,000 | 571,000 |
| Noninterest expense | 806,000 | 1,742,000 | 2,753,000 | 4,217,000 |
| Provision for loan losses | -48,000 | -49,000 | -29,000 | 40,000 |
| Pretax income | 98,000 | 62,000 | 130,000 | 282,000 |
| Income tax | 21,000 | 13,000 | 28,000 | 59,000 |
| Net income | 77,000 | 49,000 | 102,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,683,000 | 22,660,000 | 22,795,000 | 22,861,000 |