Call reports 2023
RIVERSIDE BANK OF DUBLIN — 2023
What RIVERSIDE BANK OF DUBLIN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 131,480,000 | 144,004,000 | 154,454,000 | 184,540,000 |
| Total loans | 122,138,000 | 130,780,000 | 135,052,000 | 148,825,000 |
| Allowance for loan losses | 1,221,000 | 1,314,000 | 1,352,000 | 1,484,000 |
| Securities available for sale | 4,740,000 | 4,603,000 | 4,768,000 | 4,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,048,000 | 108,793,000 | 126,793,000 | 156,492,000 |
| Interest-bearing deposits | 95,864,000 | 101,921,000 | 119,332,000 | 144,426,000 |
| Noninterest-bearing deposits | 7,184,000 | 6,872,000 | 7,461,000 | 12,066,000 |
| Equity capital | 22,177,000 | 22,287,000 | 22,238,000 | 22,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,537,000 | 3,372,000 | 5,382,000 | 7,649,000 |
| Interest expense | 700,000 | 1,655,000 | 2,817,000 | 4,250,000 |
| Net interest income | 837,000 | 1,717,000 | 2,565,000 | 3,399,000 |
| Noninterest income | 5,000 | 15,000 | 32,000 | 49,000 |
| Noninterest expense | 632,000 | 1,310,000 | 2,039,000 | 2,735,000 |
| Provision for loan losses | 137,000 | 231,000 | 268,000 | 400,000 |
| Pretax income | 73,000 | 191,000 | 290,000 | 313,000 |
| Income tax | 15,000 | 40,000 | 61,000 | 66,000 |
| Net income | 58,000 | 151,000 | 229,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,270,000 | 22,384,000 | 22,446,000 | 22,543,000 |
| Total capital | 23,491,000 | 23,699,000 | — | — |
| Risk-weighted assets | 128,289,000 | 136,290,000 | — | — |