Call reports 2022
RIVERSIDE BANK OF DUBLIN — 2022
What RIVERSIDE BANK OF DUBLIN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 84,672,000 | 81,279,000 | 103,659,000 | 115,866,000 |
| Total loans | 53,858,000 | 69,474,000 | 85,736,000 | 108,064,000 |
| Allowance for loan losses | 540,000 | 696,000 | 852,000 | 1,084,000 |
| Securities available for sale | 5,677,000 | 5,228,000 | 4,771,000 | 4,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,137,000 | 55,027,000 | 81,590,000 | 93,676,000 |
| Interest-bearing deposits | 56,975,000 | 48,159,000 | 76,029,000 | 88,982,000 |
| Noninterest-bearing deposits | 5,162,000 | 6,868,000 | 5,561,000 | 4,694,000 |
| Equity capital | 22,372,000 | 22,016,000 | 21,895,000 | 22,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,183,000 | 2,172,000 | 3,429,000 |
| Interest expense | 95,000 | 202,000 | 465,000 | 925,000 |
| Net interest income | 418,000 | 981,000 | 1,707,000 | 2,504,000 |
| Noninterest income | 8,000 | 20,000 | 31,000 | 37,000 |
| Noninterest expense | 455,000 | 1,095,000 | 1,560,000 | 2,120,000 |
| Provision for loan losses | 99,000 | 256,000 | 411,000 | 643,000 |
| Pretax income | -128,000 | -350,000 | -233,000 | -222,000 |
| Income tax | -27,000 | -74,000 | -49,000 | -47,000 |
| Net income | -101,000 | -276,000 | -184,000 | -175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,322,000 | 22,066,000 | 22,138,000 | 22,201,000 |
| Total capital | 22,862,000 | 22,762,000 | 22,990,000 | 23,285,000 |
| Risk-weighted assets | 61,465,000 | 75,861,000 | 96,874,000 | 117,609,000 |