Call reports 2021
RIVERSIDE BANK OF DUBLIN — 2021
What RIVERSIDE BANK OF DUBLIN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 28,877,000 | 41,206,000 | 71,388,000 | 73,805,000 |
| Total loans | 7,907,000 | 22,186,000 | 33,980,000 | 43,998,000 |
| Allowance for loan losses | 79,000 | 222,000 | 334,000 | 441,000 |
| Securities available for sale | 5,479,000 | 5,373,000 | 6,665,000 | 6,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,287,000 | 17,935,000 | 48,315,000 | 50,990,000 |
| Interest-bearing deposits | 5,167,000 | 16,276,000 | 44,750,000 | 44,917,000 |
| Noninterest-bearing deposits | 120,000 | 1,659,000 | 3,565,000 | 6,073,000 |
| Equity capital | 23,482,000 | 23,210,000 | 22,961,000 | 22,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 23,000 | 209,000 | 524,000 | 944,000 |
| Interest expense | 1,000 | 23,000 | 90,000 | 186,000 |
| Net interest income | 22,000 | 186,000 | 434,000 | 758,000 |
| Noninterest income | 4,000 | 5,000 | 24,000 | 48,000 |
| Noninterest expense | 616,000 | 1,025,000 | 1,498,000 | 2,032,000 |
| Provision for loan losses | 79,000 | 222,000 | 334,000 | 441,000 |
| Pretax income | -669,000 | -1,056,000 | -1,374,000 | -1,667,000 |
| Income tax | -46,000 | -130,000 | -198,000 | -256,000 |
| Net income | -623,000 | -926,000 | -1,176,000 | -1,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,490,000 | 23,115,000 | 22,809,000 | 22,530,000 |
| Total capital | 23,569,000 | — | — | — |
| Risk-weighted assets | 9,496,000 | — | — | — |