Call reports 2026
CITIZENS STATE BANK, THE — 2026
What CITIZENS STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 436,100,000 | 442,401,000 |
| Total loans | 331,320,000 | 345,192,000 |
| Allowance for loan losses | 4,354,000 | 4,379,000 |
| Securities available for sale | 72,978,000 | 74,351,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 382,578,000 | 381,242,000 |
| Interest-bearing deposits | 328,374,000 | 329,773,000 |
| Noninterest-bearing deposits | 54,204,000 | 51,469,000 |
| Equity capital | 34,128,000 | 34,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,858,000 | 11,919,000 |
| Interest expense | 2,075,000 | 4,135,000 |
| Net interest income | 3,783,000 | 7,784,000 |
| Noninterest income | 166,000 | 361,000 |
| Noninterest expense | 1,558,000 | 3,071,000 |
| Provision for loan losses | 25,000 | 50,000 |
| Pretax income | 2,339,000 | 4,997,000 |
| Income tax | 0 | 404,000 |
| Net income | 2,339,000 | 4,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 42,124,000 | 42,552,000 |