Call reports 2022
CITIZENS STATE BANK, THE — 2022
What CITIZENS STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 397,957,000 | 382,696,000 | 373,894,000 | 373,570,000 |
| Total loans | 267,150,000 | 265,919,000 | 269,173,000 | 281,714,000 |
| Allowance for loan losses | 3,568,000 | 3,567,000 | 3,583,000 | 3,589,000 |
| Securities available for sale | 68,751,000 | 67,111,000 | 64,678,000 | 67,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,775,000 | 318,100,000 | 318,603,000 | 308,481,000 |
| Interest-bearing deposits | 266,420,000 | 263,583,000 | 259,522,000 | 248,410,000 |
| Noninterest-bearing deposits | 59,355,000 | 54,517,000 | 59,081,000 | 60,071,000 |
| Equity capital | 33,643,000 | 28,751,000 | 26,673,000 | 27,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,357,000 | 6,770,000 | 10,463,000 | 14,438,000 |
| Interest expense | 484,000 | 944,000 | 1,406,000 | 2,071,000 |
| Net interest income | 2,873,000 | 5,826,000 | 9,057,000 | 12,367,000 |
| Noninterest income | 171,000 | 328,000 | 473,000 | 677,000 |
| Noninterest expense | 1,333,000 | 2,625,000 | 3,937,000 | 5,280,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 1,697,000 | 3,515,000 | 5,579,000 | 7,750,000 |
| Income tax | 85,000 | 170,000 | 255,000 | 320,000 |
| Net income | 1,612,000 | 3,345,000 | 5,324,000 | 7,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,780,000 | 37,153,000 | 37,618,000 | 37,987,000 |