Call reports 2014
CITIZENS STATE BANK, THE — 2014
What CITIZENS STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 303,796,000 | 299,411,000 | 301,550,000 | 310,355,000 |
| Total loans | 232,335,000 | 231,727,000 | 234,786,000 | 248,669,000 |
| Allowance for loan losses | 3,142,000 | 3,080,000 | 3,153,000 | 3,153,000 |
| Securities available for sale | 52,524,000 | 51,867,000 | 49,674,000 | 49,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,026,000 | 221,756,000 | 223,581,000 | 220,308,000 |
| Interest-bearing deposits | 198,666,000 | 193,687,000 | 191,426,000 | 185,818,000 |
| Noninterest-bearing deposits | 29,360,000 | 28,069,000 | 32,155,000 | 34,490,000 |
| Equity capital | 31,061,000 | 31,847,000 | 32,174,000 | 32,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,199,000 | 6,447,000 | 9,620,000 | 12,894,000 |
| Interest expense | 734,000 | 1,469,000 | 2,201,000 | 2,924,000 |
| Net interest income | 2,465,000 | 4,978,000 | 7,419,000 | 9,970,000 |
| Noninterest income | 163,000 | 306,000 | 457,000 | 556,000 |
| Noninterest expense | 1,009,000 | 1,990,000 | 2,975,000 | 4,248,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 1,594,000 | 3,244,000 | 4,855,000 | 6,232,000 |
| Income tax | 54,000 | 108,000 | 162,000 | 259,000 |
| Net income | 1,540,000 | 3,136,000 | 4,693,000 | 5,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,749,000 | 29,008,000 | 29,282,000 | 29,043,000 |
| Total capital | 31,808,000 | 32,039,000 | 32,353,000 | 32,097,000 |
| Risk-weighted assets | 244,878,000 | 242,773,000 | 246,026,000 | 244,766,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK, THE — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.