Call reports 2001
CITIZENS STATE BANK, THE — 2001
What CITIZENS STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 193,267,000 | 194,034,000 | 195,648,000 | 202,465,000 |
| Total loans | 134,227,000 | 133,027,000 | 131,263,000 | 135,242,000 |
| Allowance for loan losses | 1,968,000 | 2,056,000 | 2,056,000 | 2,048,000 |
| Securities available for sale | 38,894,000 | 33,855,000 | 37,009,000 | 39,777,000 |
| Securities held to maturity | 3,971,000 | 3,831,000 | 3,616,000 | 3,131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,105,000 | 147,012,000 | 148,150,000 | 153,059,000 |
| Interest-bearing deposits | 135,394,000 | 137,816,000 | 138,513,000 | 140,144,000 |
| Noninterest-bearing deposits | 9,711,000 | 9,196,000 | 9,637,000 | 12,915,000 |
| Equity capital | 16,521,000 | 16,928,000 | 17,515,000 | 17,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,764,000 | 7,566,000 | 11,241,000 | 14,668,000 |
| Interest expense | 2,130,000 | 4,178,000 | 6,166,000 | 7,876,000 |
| Net interest income | 1,634,000 | 3,388,000 | 5,075,000 | 6,792,000 |
| Noninterest income | 53,000 | 98,000 | 143,000 | 188,000 |
| Noninterest expense | 754,000 | 1,473,000 | 2,234,000 | 3,019,000 |
| Provision for loan losses | 25,000 | 115,000 | 115,000 | 115,000 |
| Pretax income | 908,000 | 1,898,000 | 2,869,000 | 3,846,000 |
| Income tax | 36,000 | 76,000 | 116,000 | 165,000 |
| Net income | 872,000 | 1,822,000 | 2,753,000 | 3,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,106,000 | 14,513,000 | 14,915,000 | 15,070,000 |
| Total capital | 15,921,000 | 16,188,000 | 16,634,000 | 16,812,000 |
| Risk-weighted assets | 145,027,000 | 133,650,000 | 137,202,000 | 139,030,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK, THE — 2001 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.