Call reports 2025
FAMILY BANK — 2025
What FAMILY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 149,932,000 | 153,656,000 | 152,645,000 | 155,405,000 |
| Total loans | 121,845,000 | 128,615,000 | 132,936,000 | 135,967,000 |
| Allowance for loan losses | 2,029,000 | 2,106,000 | 2,271,000 | 2,405,000 |
| Securities available for sale | 405,000 | 379,000 | 370,000 | 347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,151,000 | 132,255,000 | 130,473,000 | 132,791,000 |
| Interest-bearing deposits | 99,847,000 | 99,967,000 | 100,496,000 | 104,201,000 |
| Noninterest-bearing deposits | 29,304,000 | 32,288,000 | 29,977,000 | 28,590,000 |
| Equity capital | 20,076,000 | 20,602,000 | 21,094,000 | 21,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,418,000 | 4,989,000 | 7,556,000 | 10,195,000 |
| Interest expense | 711,000 | 1,389,000 | 2,043,000 | 2,702,000 |
| Net interest income | 1,707,000 | 3,600,000 | 5,513,000 | 7,493,000 |
| Noninterest income | 263,000 | 545,000 | 862,000 | 1,137,000 |
| Noninterest expense | 1,235,000 | 2,597,000 | 3,985,000 | 5,284,000 |
| Provision for loan losses | 75,000 | 160,000 | 325,000 | 490,000 |
| Pretax income | 660,000 | 1,388,000 | 2,049,000 | 2,823,000 |
| Income tax | 139,000 | 337,000 | 513,000 | 723,000 |
| Net income | 521,000 | 1,051,000 | 1,536,000 | 2,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,095,000 | 20,624,000 | 21,108,000 | 21,672,000 |
| Total capital | 21,236,000 | 21,826,000 | 22,355,000 | 22,922,000 |
| Risk-weighted assets | 90,290,000 | 95,212,000 | 98,628,000 | 98,762,000 |
Machine access — free, no API key
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