Call reports 2024
FAMILY BANK — 2024
What FAMILY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 150,288,000 | 148,300,000 | 152,721,000 | 148,052,000 |
| Total loans | 117,904,000 | 118,119,000 | 119,352,000 | 121,106,000 |
| Allowance for loan losses | 1,761,000 | 1,803,000 | 1,872,000 | 1,945,000 |
| Securities available for sale | 5,233,000 | 5,242,000 | 5,279,000 | 423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,610,000 | 124,280,000 | 127,890,000 | 127,684,000 |
| Interest-bearing deposits | 97,166,000 | 96,690,000 | 100,467,000 | 100,482,000 |
| Noninterest-bearing deposits | 29,444,000 | 27,590,000 | 27,423,000 | 27,202,000 |
| Equity capital | 18,088,000 | 18,506,000 | 19,023,000 | 19,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,168,000 | 4,495,000 | 6,910,000 | 9,378,000 |
| Interest expense | 687,000 | 1,460,000 | 2,275,000 | 3,048,000 |
| Net interest income | 1,481,000 | 3,035,000 | 4,635,000 | 6,330,000 |
| Noninterest income | 249,000 | 498,000 | 778,000 | 1,060,000 |
| Noninterest expense | 1,126,000 | 2,330,000 | 3,495,000 | 4,691,000 |
| Provision for loan losses | 90,000 | 170,000 | 245,000 | 320,000 |
| Pretax income | 514,000 | 1,033,000 | 1,673,000 | 2,379,000 |
| Income tax | 108,000 | 241,000 | 414,000 | 599,000 |
| Net income | 406,000 | 792,000 | 1,259,000 | 1,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,198,000 | 18,585,000 | 19,052,000 | 19,572,000 |
| Total capital | 19,316,000 | 19,710,000 | 20,184,000 | 20,714,000 |
| Risk-weighted assets | 88,758,000 | 89,229,000 | 89,728,000 | 90,525,000 |