Call reports 2023
FAMILY BANK — 2023
What FAMILY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 138,619,000 | 137,228,000 | 139,312,000 | 143,566,000 |
| Total loans | 108,482,000 | 110,933,000 | 113,133,000 | 115,924,000 |
| Allowance for loan losses | 1,437,000 | 1,501,000 | 1,574,000 | 1,636,000 |
| Securities available for sale | 14,735,000 | 13,149,000 | 13,195,000 | 10,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,551,000 | 118,605,000 | 121,058,000 | 120,619,000 |
| Interest-bearing deposits | 93,574,000 | 89,634,000 | 90,091,000 | 90,756,000 |
| Noninterest-bearing deposits | 27,977,000 | 28,971,000 | 30,967,000 | 29,863,000 |
| Equity capital | 16,334,000 | 16,760,000 | 17,229,000 | 17,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,799,000 | 3,602,000 | 5,578,000 | 7,665,000 |
| Interest expense | 293,000 | 683,000 | 1,152,000 | 1,713,000 |
| Net interest income | 1,506,000 | 2,919,000 | 4,426,000 | 5,952,000 |
| Noninterest income | 310,000 | 570,000 | 847,000 | 1,125,000 |
| Noninterest expense | 1,232,000 | 2,359,000 | 3,512,000 | 4,701,000 |
| Provision for loan losses | 30,000 | 130,000 | 211,000 | 275,000 |
| Pretax income | 554,000 | 1,000,000 | 1,550,000 | 2,070,000 |
| Income tax | 115,000 | 209,000 | 357,000 | 498,000 |
| Net income | 439,000 | 791,000 | 1,193,000 | 1,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,659,000 | 17,012,000 | 17,413,000 | 17,792,000 |
| Total capital | 17,690,000 | 18,062,000 | 18,473,000 | 18,879,000 |
| Risk-weighted assets | 82,042,000 | 83,466,000 | 84,246,000 | 86,372,000 |