Call reports 2022
FAMILY BANK — 2022
What FAMILY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 146,021,000 | 143,985,000 | 141,538,000 | 140,621,000 |
| Total loans | 100,543,000 | 101,628,000 | 104,979,000 | 106,497,000 |
| Allowance for loan losses | 1,287,000 | 1,352,000 | 1,397,000 | 1,406,000 |
| Securities available for sale | 24,448,000 | 24,083,000 | 23,708,000 | 16,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,590,000 | 128,295,000 | 125,524,000 | 120,243,000 |
| Interest-bearing deposits | 100,722,000 | 100,320,000 | 98,765,000 | 94,827,000 |
| Noninterest-bearing deposits | 29,868,000 | 27,975,000 | 26,759,000 | 25,416,000 |
| Equity capital | 15,129,000 | 15,221,000 | 15,404,000 | 15,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,513,000 | 3,111,000 | 4,775,000 | 6,464,000 |
| Interest expense | 147,000 | 298,000 | 455,000 | 671,000 |
| Net interest income | 1,366,000 | 2,813,000 | 4,320,000 | 5,793,000 |
| Noninterest income | 266,000 | 520,000 | 786,000 | 1,030,000 |
| Noninterest expense | 1,110,000 | 2,314,000 | 3,476,000 | 4,701,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 160,000 |
| Pretax income | 462,000 | 899,000 | 1,470,000 | 1,705,000 |
| Income tax | 97,000 | 206,000 | 362,000 | 426,000 |
| Net income | 365,000 | 693,000 | 1,108,000 | 1,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,337,000 | 15,665,000 | 16,080,000 | 16,250,000 |
| Total capital | 16,329,000 | 16,646,000 | 17,091,000 | 17,282,000 |
| Risk-weighted assets | 79,083,000 | 78,101,000 | 80,462,000 | 82,147,000 |