Call reports 2020
FAMILY BANK — 2020
What FAMILY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 112,685,000 | 121,205,000 | 125,266,000 | 126,904,000 |
| Total loans | 90,087,000 | 95,153,000 | 100,044,000 | 100,125,000 |
| Allowance for loan losses | 782,000 | 881,000 | 923,000 | 915,000 |
| Securities available for sale | 3,788,000 | 5,696,000 | 5,578,000 | 5,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,514,000 | 107,548,000 | 111,382,000 | 112,781,000 |
| Interest-bearing deposits | 80,674,000 | 84,901,000 | 88,475,000 | 89,889,000 |
| Noninterest-bearing deposits | 18,840,000 | 22,647,000 | 22,907,000 | 22,892,000 |
| Equity capital | 12,770,000 | 13,011,000 | 13,347,000 | 13,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,921,000 | 4,535,000 | 6,091,000 |
| Interest expense | 221,000 | 460,000 | 696,000 | 908,000 |
| Net interest income | 1,219,000 | 2,461,000 | 3,839,000 | 5,183,000 |
| Noninterest income | 195,000 | 345,000 | 522,000 | 728,000 |
| Noninterest expense | 1,003,000 | 2,046,000 | 3,113,000 | 4,213,000 |
| Provision for loan losses | 40,000 | 130,000 | 190,000 | 250,000 |
| Pretax income | 371,000 | 630,000 | 1,058,000 | 1,448,000 |
| Income tax | 74,000 | 125,000 | 212,000 | 303,000 |
| Net income | 297,000 | 505,000 | 846,000 | 1,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,748,000 | 12,957,000 | 13,297,000 | 13,597,000 |
| Total capital | 13,530,000 | 13,817,000 | 14,195,000 | 14,512,000 |
| Risk-weighted assets | 67,798,000 | 68,782,000 | 71,851,000 | 73,506,000 |