Call reports 2018
FAMILY BANK — 2018
What FAMILY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 92,416,000 | 95,894,000 | 95,245,000 | 99,653,000 |
| Total loans | 74,752,000 | 76,596,000 | 77,962,000 | 78,289,000 |
| Allowance for loan losses | 648,000 | 657,000 | 730,000 | 792,000 |
| Securities available for sale | 9,379,000 | 9,172,000 | 8,982,000 | 9,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,365,000 | 84,543,000 | 83,637,000 | 88,046,000 |
| Interest-bearing deposits | 66,618,000 | 69,081,000 | 68,468,000 | 70,690,000 |
| Noninterest-bearing deposits | 14,747,000 | 15,462,000 | 15,169,000 | 17,356,000 |
| Equity capital | 10,813,000 | 11,039,000 | 11,168,000 | 11,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,428,000 | 3,671,000 | 4,929,000 |
| Interest expense | 105,000 | 231,000 | 376,000 | 531,000 |
| Net interest income | 1,089,000 | 2,197,000 | 3,295,000 | 4,398,000 |
| Noninterest income | 211,000 | 371,000 | 542,000 | 675,000 |
| Noninterest expense | 958,000 | 1,912,000 | 2,947,000 | 4,026,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 160,000 |
| Pretax income | 327,000 | 626,000 | 845,000 | 887,000 |
| Income tax | 65,000 | 129,000 | 184,000 | 200,000 |
| Net income | 262,000 | 497,000 | 661,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,066,000 | 11,300,000 | 11,464,000 | 11,491,000 |
| Total capital | 11,714,000 | 11,957,000 | 12,194,000 | 12,254,000 |
| Risk-weighted assets | 58,331,000 | 59,867,000 | 60,945,000 | 61,012,000 |