Call reports 2017
FAMILY BANK — 2017
What FAMILY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 95,015,000 | 93,688,000 | 91,402,000 | 91,775,000 |
| Total loans | 72,165,000 | 72,668,000 | 73,108,000 | 73,665,000 |
| Allowance for loan losses | 615,000 | 633,000 | 641,000 | 635,000 |
| Securities available for sale | 10,252,000 | 10,153,000 | 9,953,000 | 9,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,468,000 | 82,803,000 | 80,359,000 | 80,805,000 |
| Interest-bearing deposits | 70,687,000 | 68,882,000 | 66,833,000 | 66,633,000 |
| Noninterest-bearing deposits | 13,781,000 | 13,921,000 | 13,526,000 | 14,172,000 |
| Equity capital | 10,315,000 | 10,572,000 | 10,673,000 | 10,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,122,000 | 2,249,000 | 3,359,000 | 4,506,000 |
| Interest expense | 110,000 | 221,000 | 330,000 | 434,000 |
| Net interest income | 1,012,000 | 2,028,000 | 3,029,000 | 4,072,000 |
| Noninterest income | 157,000 | 332,000 | 504,000 | 671,000 |
| Noninterest expense | 948,000 | 1,854,000 | 2,850,000 | 3,832,000 |
| Provision for loan losses | 4,000 | 12,000 | 20,000 | 60,000 |
| Pretax income | 217,000 | 494,000 | 663,000 | 851,000 |
| Income tax | 65,000 | 154,000 | 209,000 | 306,000 |
| Net income | 152,000 | 340,000 | 454,000 | 545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,410,000 | 10,599,000 | 10,713,000 | 10,803,000 |
| Total capital | 11,025,000 | 11,232,000 | 11,354,000 | 11,438,000 |
| Risk-weighted assets | 70,162,000 | 70,561,000 | 71,648,000 | 57,394,000 |