Call reports 2015
FAMILY BANK — 2015
What FAMILY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 89,421,000 | 89,267,000 | 89,971,000 | 91,458,000 |
| Total loans | 68,438,000 | 67,950,000 | 71,039,000 | 71,285,000 |
| Allowance for loan losses | 677,000 | 642,000 | 606,000 | 677,000 |
| Securities available for sale | 10,556,000 | 10,113,000 | 10,928,000 | 10,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,583,000 | 79,487,000 | 79,794,000 | 81,405,000 |
| Interest-bearing deposits | 69,200,000 | 69,190,000 | 69,331,000 | 70,427,000 |
| Noninterest-bearing deposits | 10,383,000 | 10,297,000 | 10,463,000 | 10,978,000 |
| Equity capital | 9,361,000 | 9,386,000 | 9,642,000 | 9,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,092,000 | 3,158,000 | 4,248,000 |
| Interest expense | 120,000 | 243,000 | 367,000 | 488,000 |
| Net interest income | 914,000 | 1,849,000 | 2,791,000 | 3,760,000 |
| Noninterest income | 133,000 | 278,000 | 437,000 | 599,000 |
| Noninterest expense | 915,000 | 1,806,000 | 2,710,000 | 3,714,000 |
| Provision for loan losses | 0 | 9,000 | 14,000 | 118,000 |
| Pretax income | 132,000 | 312,000 | 504,000 | 527,000 |
| Income tax | 18,000 | 72,000 | 100,000 | 128,000 |
| Net income | 114,000 | 240,000 | 404,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,390,000 | 9,516,000 | 9,681,000 | 9,676,000 |
| Total capital | 10,067,000 | 10,158,000 | 10,287,000 | 10,353,000 |
| Risk-weighted assets | 65,072,000 | 65,062,000 | 69,019,000 | 69,084,000 |