Call reports 2014
FAMILY BANK — 2014
What FAMILY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 91,144,000 | 90,318,000 | 88,844,000 | 87,551,000 |
| Total loans | 66,207,000 | 66,835,000 | 67,741,000 | 68,893,000 |
| Allowance for loan losses | 735,000 | 689,000 | 681,000 | 674,000 |
| Securities available for sale | 10,244,000 | 12,141,000 | 11,843,000 | 10,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,055,000 | 80,914,000 | 79,017,000 | 78,011,000 |
| Interest-bearing deposits | 72,318,000 | 71,720,000 | 69,963,000 | 68,326,000 |
| Noninterest-bearing deposits | 9,737,000 | 9,194,000 | 9,054,000 | 9,685,000 |
| Equity capital | 8,625,000 | 8,806,000 | 8,953,000 | 9,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,050,000 | 3,099,000 | 4,147,000 |
| Interest expense | 132,000 | 263,000 | 393,000 | 519,000 |
| Net interest income | 902,000 | 1,787,000 | 2,706,000 | 3,628,000 |
| Noninterest income | 132,000 | 277,000 | 448,000 | 594,000 |
| Noninterest expense | 824,000 | 1,695,000 | 2,577,000 | 3,504,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 210,000 | 369,000 | 577,000 | 718,000 |
| Income tax | 74,000 | 130,000 | 203,000 | 244,000 |
| Net income | 136,000 | 239,000 | 374,000 | 474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,938,000 | 9,041,000 | 9,176,000 | 9,277,000 |
| Total capital | 9,602,000 | 9,718,000 | 9,857,000 | 9,951,000 |
| Risk-weighted assets | 53,029,000 | 54,127,000 | 54,875,000 | 54,622,000 |