Call reports 2013
FAMILY BANK — 2013
What FAMILY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 89,908,000 | 88,205,000 | 87,098,000 | 87,634,000 |
| Total loans | 65,509,000 | 67,820,000 | 68,454,000 | 67,450,000 |
| Allowance for loan losses | 816,000 | 813,000 | 763,000 | 764,000 |
| Securities available for sale | 12,652,000 | 11,438,000 | 10,748,000 | 10,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,056,000 | 79,488,000 | 78,059,000 | 78,808,000 |
| Interest-bearing deposits | 73,130,000 | 71,127,000 | 69,208,000 | 70,425,000 |
| Noninterest-bearing deposits | 7,926,000 | 8,361,000 | 8,851,000 | 8,383,000 |
| Equity capital | 8,456,000 | 8,304,000 | 8,334,000 | 8,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,089,000 | 2,219,000 | 3,304,000 | 4,361,000 |
| Interest expense | 159,000 | 306,000 | 448,000 | 587,000 |
| Net interest income | 930,000 | 1,913,000 | 2,856,000 | 3,774,000 |
| Noninterest income | 131,000 | 224,000 | 379,000 | 529,000 |
| Noninterest expense | 884,000 | 1,728,000 | 2,561,000 | 3,503,000 |
| Provision for loan losses | 9,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 168,000 | 391,000 | 656,000 | 782,000 |
| Income tax | 59,000 | 138,000 | 231,000 | 240,000 |
| Net income | 109,000 | 253,000 | 425,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,369,000 | 8,514,000 | 8,685,000 | 8,802,000 |
| Total capital | 9,035,000 | 9,197,000 | 9,374,000 | 9,482,000 |
| Risk-weighted assets | 52,697,000 | 54,477,000 | 55,029,000 | 54,270,000 |