Call reports 2012
FAMILY BANK — 2012
What FAMILY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 90,170,000 | 88,561,000 | 86,979,000 | 86,933,000 |
| Total loans | 66,705,000 | 66,781,000 | 66,092,000 | 65,534,000 |
| Allowance for loan losses | 788,000 | 789,000 | 743,000 | 795,000 |
| Securities available for sale | 11,792,000 | 12,472,000 | 10,094,000 | 11,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,799,000 | 79,301,000 | 77,541,000 | 78,062,000 |
| Interest-bearing deposits | 73,655,000 | 71,815,000 | 70,833,000 | 70,545,000 |
| Noninterest-bearing deposits | 8,144,000 | 7,486,000 | 6,708,000 | 7,517,000 |
| Equity capital | 7,992,000 | 8,230,000 | 8,419,000 | 8,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,272,000 | 3,385,000 | 4,525,000 |
| Interest expense | 267,000 | 506,000 | 719,000 | 903,000 |
| Net interest income | 881,000 | 1,766,000 | 2,666,000 | 3,622,000 |
| Noninterest income | 125,000 | 292,000 | 510,000 | 592,000 |
| Noninterest expense | 936,000 | 1,707,000 | 2,590,000 | 3,518,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 65,000 |
| Pretax income | 55,000 | 336,000 | 571,000 | 657,000 |
| Income tax | 19,000 | 112,000 | 192,000 | 234,000 |
| Net income | 36,000 | 224,000 | 379,000 | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,607,000 | 7,795,000 | 7,950,000 | 8,260,000 |
| Total capital | 8,293,000 | 8,462,000 | 8,622,000 | 8,922,000 |
| Risk-weighted assets | 54,775,000 | 53,261,000 | 53,685,000 | 52,866,000 |